Economico for YC & accelerator startups

Know your numbers before Demo Day and after

Your next investor question may be about burn, runway or revenue. Keep the underlying activity in real books, then ask your own agent for an answer you can trace.

The spreadsheet scramble is a real founder problem

Founders build their own spreadsheets, pulling metrics from several tools by hand to answer investor questions. The difficult part is not only doing the arithmetic. You have to know which revenue was earned, what cash remains, what a contract commits you to, and what assumptions sit behind runway.

Start the record before the question

Use your own agent to record contracts, invoices, expenses and completed payments in one double-entry ledger. Ask it for MRR, ARR, burn and runway from the activity you have recorded. Inspect the statements, entries and definitions before putting a number in a deck or update. Economico does not write the deck or pull a bank feed for you.

Before the investor call
Show our burn, runway, MRR and ARR. What recorded activity and assumptions produced each number?

Share only what is ready to share

On the Startup plan you can create a revocable link to selected reports and source documents, and add your co-founder with their own role. Review the scope with your co-founder or advisor first; different investors may use different definitions. The record is there for your own decisions, too, long before someone asks for it.

A YC offer, and no fee on your revenue

Every founder gets the full product free on their own, with 100 events a month and no card required. Startup, for cofounders, employees and investors with their own access, is $29 a month or $299 a year per company. Nothing is charged on your revenue, however fast it grows.

YC companies get Startup on better terms. A company that signs up during its batch (Fall 2026: October through December) gets Startup free for 12 months with 10 active share links for investor updates; earlier batches get Startup for $10 a month for 12 calendar months, or $100 for one calendar year paid up front, with 5 active share links. To verify, give your agent a Bookface verification link to submit. See pricing for the terms.

Start on Solo, then review Startup

A YC startup's first quarter · in journal entries

Books you can explain to an investor, from day one.

Scroll through Brightforge AI's first quarter — the standard deal, first revenue, a red February, a clean close. Every number an investor asks for is already a number.

01

You incorporate

Two founders, 50/50, $25,000 in. The cap table starts clean — and so do the books.

We just incorporated — two founders, 50/50. Set up the cap table.
3 tool calls
  • Economicocontracts.create✓
    {
      "ledgerBindings": {
        "money": "led_00000000000000000000000840"
      },
      "parties": {
        "founder-a": "selene-brooks",
        "founder-b": "matias-ortega"
      },
      "templateDocumentId": "doc_01KBBKB1006DMSKYKM0Q9M4ZPM",
      "terms": {
        "authorize": {
          "shares": "12000000"
        },
        "buy-founder-a": {
          "par": "50000",
          "premium": "1200000",
          "shares": "5000000"
        },
        "buy-founder-b": {
          "par": "50000",
          "premium": "1200000",
          "shares": "5000000"
        }
      }
    }
  • Economicocontracts.record✓
    {
      "activityKey": "buy-founder-a",
      "contractId": "ctr_01KBBKB100D1C7TST6ZKM5Z9D4",
      "effectiveAt": "2025-12-01T00:00:00Z",
      "facts": {
        "bank": "mercury-checking"
      },
      "occurrenceKey": "buy-founder-a",
      "sourceFactId": "founder-stock:selene-brooks"
    }
  • Economicocontracts.record✓
    {
      "activityKey": "buy-founder-b",
      "contractId": "ctr_01KBBKB100D1C7TST6ZKM5Z9D4",
      "effectiveAt": "2025-12-01T00:00:00Z",
      "facts": {
        "bank": "mercury-checking"
      },
      "occurrenceKey": "buy-founder-b",
      "sourceFactId": "founder-stock:matias-ortega"
    }
Common stock issued 50/50; your $25,000 opens the books. The cap table starts clean.
02

YC says yes

The standard deal wires $500,000 — $125,000 for 7% on a post-money SAFE plus $375,000 on an uncapped SAFE with an MFN.

We're in — record the YC standard deal.
4 tool calls
  • Economicocontracts.create✓
    {
      "ledgerBindings": {
        "money": "led_00000000000000000000000840"
      },
      "parties": {
        "investor": "y-combinator"
      },
      "templateDocumentId": "doc_01KCFMX300HPV6ZJEJBR2WG6ZZ",
      "terms": {
        "fund": {
          "amount": "12500000"
        }
      }
    }
  • Economicocontracts.record✓
    {
      "activityKey": "fund",
      "contractId": "ctr_01KCFMX300NP5WPGQW5D8211D7",
      "effectiveAt": "2025-12-15T00:00:00Z",
      "facts": {
        "bank": "mercury-checking"
      },
      "occurrenceKey": "fund",
      "sourceFactId": "mercury:wire:yc-post-money-safe"
    }
  • Economicocontracts.create✓
    {
      "ledgerBindings": {
        "money": "led_00000000000000000000000840"
      },
      "parties": {
        "investor": "y-combinator"
      },
      "templateDocumentId": "doc_01KCFMX300HPV6ZJEJBR2WG6ZZ",
      "terms": {
        "fund": {
          "amount": "37500000"
        }
      }
    }
  • Economicocontracts.record✓
    {
      "activityKey": "fund",
      "contractId": "ctr_01KCFMX300BJDZS3VAD0PKTRKH",
      "effectiveAt": "2025-12-15T00:00:00Z",
      "facts": {
        "bank": "mercury-checking"
      },
      "occurrenceKey": "fund",
      "sourceFactId": "mercury:wire:yc-mfn-safe"
    }
$125,000 post-money SAFE at 7% and the $375,000 uncapped MFN SAFE — recorded as financing, not income. An investor reading the balance sheet sees the same.
03

First revenue, recognized when earned

The first customer is billed and pays — recognized when earned, not when wired.

Bill our first customer — Fern Logistics, plan plus credits.
2 tool calls
  • Economicocontracts.record✓
    {
      "activityKey": "invoice",
      "contractId": "ctr_01KDY02100TJBWGSH7DW3YA286",
      "effectiveAt": "2026-01-05T00:00:00Z",
      "facts": {
        "credit_pack": "70000",
        "credits_used": "70000"
      },
      "occurrenceKey": "2026-01",
      "sourceFactId": "BFA-INV-001"
    }
  • Economicocontracts.record✓
    {
      "activityKey": "pay",
      "contractId": "ctr_01KDY02100TJBWGSH7DW3YA286",
      "effectiveAt": "2026-01-16T00:00:00Z",
      "evidence": {
        "payment": [
          {
            "kind": "other",
            "ref": "mercury:ach:fern-2026-01-16"
          }
        ]
      },
      "facts": {
        "bank": "mercury-checking",
        "invoice": "BFA-INV-001"
      },
      "occurrenceKey": "BFA-INV-001",
      "sourceFactId": "mercury:ach:fern-2026-01-16"
    }
First revenue: $3,200, on accrual books from dollar one. The plan and the credits Fern used in January are earned; credits bought and not yet used would wait as unearned revenue.
04

Burn becomes a number

Your agent finds the infrastructure receipts in your inbox and records them. January closes at $1,351 net.

Find and handle any bills.
4 tool calls
  • Gmailsearch_gmail_messages✓
    {
      "q": "(receipt OR invoice) after:2026/01/01 before:2026/02/01"
    }
  • Gmailread_gmail_message✓
    {
      "messageId": "19c0a7d51e3b9f42"
    }
  • Economicocontracts.record✓
    {
      "activityKey": "bill",
      "contractId": "ctr_01KDY0210034VDXQ3QN559GJ0R",
      "effectiveAt": "2026-01-31T00:00:00Z",
      "evidence": {
        "service": [
          {
            "kind": "other",
            "ref": "doc_01KG8NJW00BMPMYTBVVD8GT0A7"
          }
        ]
      },
      "facts": {
        "amount": "145000",
        "bank": "mercury-checking"
      },
      "occurrenceKey": "2026-01",
      "sourceFactId": "openai:receipt:2026-01"
    }
  • Economicocontracts.record✓
    {
      "activityKey": "bill",
      "contractId": "ctr_01KDY02100T15ZR9JRFVBQAZR1",
      "effectiveAt": "2026-01-31T00:00:00Z",
      "evidence": {
        "service": [
          {
            "kind": "other",
            "ref": "doc_01KG8NJW00GPRFSMVEC2W8YKRA"
          }
        ]
      },
      "facts": {
        "amount": "39900",
        "bank": "mercury-checking"
      },
      "occurrenceKey": "2026-01",
      "sourceFactId": "langsmith:receipt:2026-01"
    }
Inference and tooling booked — January closes at $1,351 net. Burn is a number, not a shrug.
05

The investor question lands

February runs hot — growth plus a big contractor bill. The answer is ready the moment the question is asked.

An investor asked for our burn — where are we?
2 tool calls
  • Economicoreports.run✓
    {
      "kind": "saas_metrics",
      "month": 2,
      "year": 2026
    }
  • Economicoreports.run✓
    {
      "as_of": "2026-03-01",
      "kind": "balance_sheet"
    }
February ran ($2,349); cumulative sits at ($998), with $5,500 owed to a contractor. You can answer the burn question the moment it's asked.
06

Board-update ready

The quarter closes profitable, and the balance sheet ties, and every figure traces to its source.

Board update time — read me the quarter.
2 tool calls
  • Economicoreports.run✓
    {
      "from": "2026-01-01",
      "kind": "income_statement",
      "until": "2026-04-01"
    }
  • Economicoreports.run✓
    {
      "as_of": "2026-04-01",
      "kind": "balance_sheet"
    }
Revenue $16,050, net income $3,373, $525,803 in cash against $502,480 of liabilities — a balance sheet that ties, with the entries behind every line.

Ask it what an investor or co-founder just asked you

Fill the data room
Give me an income statement and recognized revenue for last quarter for the data room.
Know your burn
What did we spend last month, and what's our runway at the current rate?
Bill a customer
Invoice Fern Logistics $3,200 for the AI Workflow plan and credit pack, and record it on the books.

What you'll use

The money loop, tuned for YC & accelerator startups.

Get started

Books your agent runs. Numbers you can explain.

Hand your agent the setup guide, approve its connection, and start with one real transaction. Inspect the books as you go.