Economico for Agencies
Real margin for agencies that use subcontractors
Bill retainers and milestones, pay specialists at home or abroad, and see real margin per project — all through the AI agent you already use.
The program wrapped, the client is happy, and you can't say if you made money
You invoiced Kinoko $24,000 for the launch, paid a backend specialist $9,000, covered your own team's time, and now someone asks the only question that matters: did we actually make money on this program? The invoices are in your billing tool. The subcontractor bills are in another. Your own hours are in a third place, or nowhere. Revenue and delivery cost never sit in the same room, so your real margin on the work is a shrug and a guess.
Put both sides on one ledger and margin stops being a guess
Client revenue and subcontractor cost post to the same books, tagged to the same project. Rebilled work minus what you paid your specialists shows up directly — the moment both sides are recorded, live project margin becomes a fact you can read, not a number you reconstruct after the fact. No finance person stitching two exports together at quarter-end.
Every leg of an agency deal, recorded against the project
From the core retainer to the specialists you bring in, each leg is recorded.
- Monthly implementation retainers for your core team.
- Fixed-fee milestones invoiced on client sign-off.
- Subcontracted specialist work, rebilled to the client with your markup.
- Subcontractor bills — including specialists you pay abroad in stablecoins — tracked as cost against the same project.
Revenue and cost together
Client revenue and subcontractor cost post to the same books, tagged to the same project — so margin is a fact, not a guess.
Profit per program
Rebilled work minus what you paid your specialists shows up directly, the moment both sides are recorded.
Invoices and bills by asking
Send a client milestone invoice or record a subcontractor bill in plain language; your agent posts both.
Clean at year-end
Real double-entry accounting from signup, so growth never means an accounting cleanup.
An agency's first quarter · in journal entries
Retainers, milestones, subcontractors — one ledger.
Scroll through Bridgefield Delivery Partners' first quarter — two partners, three client programs, specialist subcontractors. Every leg lands against the program, so margin stops being a guess.
Two partners, one firm
Owen and Priya form Bridgefield 50/50 with $80,000 in. Bootstrapped — every dollar after this is earned.
3 tool calls
Economicocreate_share_class✓- Economicoissue_shares✓
- Economicoissue_shares✓
The first retainer goes out
Keystone Bank Labs takes an $18,000 monthly delivery retainer. Invoiced, so it's earned — and receivable, not cash.
2 tool calls
- Economicocreate_invoice✓
- Economicosend_invoice✓
The subcontractors bill the program
Tandem QA's $6,500 and Railway's $420 land against the Keystone program — cost next to the revenue it serves.
2 tool calls
- Economicoreceive_bill✓
- Economicoreceive_bill✓
Money moves both ways
Keystone pays the retainer; both subcontractors get paid. January closes with real margin on the books.
3 tool calls
- Economicorecord_payment✓
- Economicopay_bill✓
- Economicopay_bill✓
February brings a milestone
Mosaic Treasury's $32,000 Phase 1 rollout milestone — plus a migration subcontractor and more QA on the cost side.
2 tool calls
- Economicoget_income_statement✓
- Economicoget_balance_sheet✓
The quarter closes
Three clients, three billing shapes — retainer, milestone, assessment — and every subcontractor cost against its program.
2 tool calls
- Economicoget_income_statement✓
- Economicoget_balance_sheet✓
Ask which programs actually made money
Invoice Kinoko Bank $24,000 for the launch-readiness milestone we just delivered.
Record this month's $9,000 backend contractor bill against the Kinoko program.
What's my margin on the Kinoko program this quarter after subcontractor costs?
What you'll use
The money loop, tuned for agencies.
Get started
The finance team you don't have to hire.
Hand your agent the setup guide and it walks through the rest — real books from day one, no dashboard, no finance hire.