EconomicoPayment routing
Pay and get paid on the right rail.
One account can be reached by ACH, wallet addresses, Flow, cards, or a bank transfer. Economico keeps those identifiers attached to the same ledger balance, prices every in/out method, and lets your agent quote the cheapest or fastest route before money moves.
"The rail is interesting, but the product is making money movement feel less fragile"
Stablecoin and bank rails are not the hard part anymore. The hard part is knowing which route to use, what it will cost, who can receive it, and which account the settlement belongs to when it lands. Founders and finance operators describe the same gap: the payment layer moves faster than the approval, reconciliation, and accounting layer around it.
One balance, many ways in and out
A real financial account is one pool of money, even when it has several ways to reach it: ACH details, a payto URI, a Base USDC address, a Solana address, or a Flow collection rail. Economico stores those as payment endpoints and methods on the same financial account, so adding another address does not create another fake cash balance to reconcile later.
Add our Stripe Treasury account once. It can receive ACH USD, Base USDC, Solana USDC, and Flow payments. Price each route and use the same account for settlement.
Quote the route before you move the money
Each method carries the economics an agent needs: fixed fees, bps, spreads, minimums, maximums, variable network-fee estimates, and typical settlement time. Ask for a route and Economico ranks the options by cheapest or fastest, optionally constrained to what the customer or vendor can actually receive.
Fees post with the payment, not in a cleanup spreadsheet
When a payment settles net of fees, the ledger still clears the invoice or bill at the gross amount. The cash leg records what actually landed or left, and the fee posts as its own expense leg in the same journal. Route choice, settlement, and fee accounting stay in one trail.
Settlement addresses become reconciliation keys
When a Flow payment settles to a registered address, Economico resolves the address back to the financial account that owns it and books the payment to that account. The address is not just payment metadata; it is the link between money movement and the books.
"Is this a payments processor?"
No. Economico does not open accounts, hold funds, or process payments. It is the ledger and routing registry your agent uses around the processors, banks, wallets, and Flow rails you already use. The money still moves on those rails; Economico keeps the route, fee, counterparty instructions, and settlement account attached to the books.
Get started
Make every payment route visible before it moves.
Connect the agent you already use and give it the routing layer your books need: accounts, endpoints, methods, fees, and settlement in one place.