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Economico vs Request Finance

Request Finance and Economico both speak stablecoins, but they play different roles. Request Finance is stablecoin-powered finance operations — crypto and fiat invoicing, corporate cards, AP, and payment approvals for crypto-native teams. Economico is the general ledger underneath: a normal invoice, stablecoin settlement, a journaled receivable and revenue, and clean books your agent can query. Choose Request Finance for crypto payment and spend workflows; choose Economico when you want the books — fiat invoice, stablecoin settlement, recognized revenue — in one ledger.

At a glance

	Economico	Request Finance
Primary job	Keep the accrual books & answer finance questions	Stablecoin spend, invoicing & payments
Double-entry general ledger & GAAP reports	✅	❌
Invoice in fiat, settle in USDC / USDT / PYUSD	✅	✅
Crypto corporate cards & spend controls	❌	✅
Posts settlement to the ledger automatically	✅	❌
Revenue recognition & SaaS metrics	✅	❌
Startup-credit tracking	✅	❌
Run by your own AI agent (MCP / CLI)	✅	❌
Idempotent under agent retries	✅	❌

Choose Request Finance if…

Request Finance is the right call when your primary need is crypto-native payment operations: paying and receiving invoices in crypto or fiat, corporate cards, payroll, and real-time spend controls for a web3 or crypto-native team. It is a mature, specialized tool for that job and genuinely wins on breadth of stablecoin payment and spend workflows — which Economico deliberately keeps narrow.

Choose Economico if…

Choose Economico when the point isn't crypto operations but clean books: you're a SaaS or consulting founder who simply gets paid in stablecoins because clients or contractors abroad prefer them. Economico drafts the fiat invoice, records the stablecoin settlement at its dollar value, and posts the double-entry journal — so AR, revenue, and cash always tie out in one general ledger your agent runs. You also get revenue recognition, startup-credit tracking, and investor-ready reporting a payments tool doesn't provide.

Frequently asked questions

Is Request Finance a general ledger?

No. It is stablecoin-powered invoicing, payments, and spend; the books are exported or synced elsewhere. Economico is the double-entry ledger where the stablecoin settlement posts directly.

Do I need to be a crypto company to use Economico?

No. Economico's ICP is a new SaaS or consulting founder who happens to get paid in stablecoins — not a crypto-native buyer. Stablecoin settlement is a capability, not the category.

Can Economico handle both fiat and stablecoin on the same books?

Yes. Invoice in dollars, settle in USDC, USDT, or PYUSD, and the fiat-equivalent posts to the ledger at settlement. Fiat and stablecoin activity live in the same books.

Could I use both?

Yes — use Request Finance for crypto payment operations and let your agent record the resulting invoices, settlements, and revenue in Economico's ledger.

How do I connect Economico to my agent?

Point an MCP-capable host at economi.co/mcp or install the @economico/cli. The setup guide is at economi.co/skill.md.