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Economico vs Pilot

Pilot and Economico answer the same question — "who does my books when I have no finance hire?" — in opposite ways. Pilot's answer is people: expert bookkeepers and former operators keep your books, file tax, and give CFO guidance. Economico's answer is your agent: the same AI you already use operates a real ledger, in real time, with no service relationship. Choose Pilot to delegate finance to a team; choose Economico to run it yourself through your agent.

At a glance

	Economico	Pilot
Who does the work	Your own AI agent	Pilot's bookkeepers & CFOs
Model	Self-service software backbone	Managed service (people + software)
Real double-entry general ledger	✅	yes (kept for you)
Tax filing	❌	✅
Human CFO / strategic advisory	❌	✅
Real-time — books update as you work	✅	on the service's cadence
Query the ledger & run scenarios anytime	✅	via dashboards / your advisor
Native stablecoin settlement	✅	❌
Built for	New SaaS/consulting, starting clean, agent-first	Founders who want to delegate finance to experts

Choose Pilot if…

Pilot is the right call when you want to delegate finance — hand your books, tax filing, and strategic questions to startup-specialized experts and just review the output. Pilot pairs those experts with its own software and AI, and runs the whole thing for you — nothing for you to set up or operate. That's a real, valuable model: Pilot files taxes and offers human CFO guidance, neither of which Economico does. If you'd rather not run your own agent and want a team accountable for the books, Pilot wins.

Choose Economico if…

Choose Economico if you'd rather operate finance than delegate it — with your own agent as the operator, the one you already use, adapting to the business you already have, and the system giving it accountant-grade rails. You get real books from the first invoice, updated in real time as you work, with scenarios and reports your agent can query anytime — no service cadence, no handoff. Best fit: a founder who lives in an agent and wants to keep control of the books, not outsource them.

Frequently asked questions

Is Economico a bookkeeping service like Pilot?

No. Pilot is a managed service with human bookkeepers and CFOs; Economico is software your own agent operates. Pilot is "we are your finance team"; Economico is "your agent is the operator."

Does Economico file my taxes?

No. Tax filing and human CFO advisory are Pilot's strengths, not Economico's. Economico keeps accountant-grade books your accountant (or Pilot) could file from.

What if I don't want to touch accounting at all?

Then Pilot (or another managed service) is the better fit. Economico is for founders who want their agent to run the books, not hand them to a team.

Can Economico answer strategic questions like a CFO?

Your agent can query the ledger for margin, runway, unit economics, and scenarios — decision-grade data. It's not a human advisor giving judgment, which is part of what Pilot sells.

How do I connect Economico to my agent?

Point an MCP-capable host at economi.co/mcp or install the @economico/cli. The setup guide is at economi.co/skill.md.